Loan page overview for investment analysis. Construction draw loans are handled through Edit / Development Spending or Edit / Unit Sales — not the Loan page directly. Loan Amount entry methods: any number less than 3 (e.g. 1.2) = Debt Coverage Ratio; numbers 3-100 = Loan to Value percentage; any number over 100 = dollar amount. The Audit Window at bottom left shows results live as you enter assumptions. Loan Interest Rate: planEASe calculates the NOI for the year the loan starts and sizes the loan to match the specified coverage ratio or LTV. Loan Type options: Amortizing, Interest Only, Accruing, Variable, No Payments Compounding, quarterly/semi-annual/annual payments, and Conduit loans. Balloon Payment Due: enter number of payments until balloon — e.g. 60 for a 20-year loan due in 5 years (60 monthly payments). Loan Origination Date: leave zero for acquisition date, or enter any month/year. Payment Override: overrides the calculated payment — useful to accelerate payoff (enter higher amount) or model a specific required payment. Loan Points: enter 1 for one point (1% of original loan amount) added to debt service at origination. Amortized Points for Tax: defaults to code 1 (amortized over loan life) or enter specific years. Add additional loans: Edit / Add Loan Page — unlimited loans allowed for seconds, thirds, etc.