Free Real Estate Financial Tools

Depreciation schedules, loan payments and amortization, and interest rate conversions. No account required.

These calculators are the financial utilities from the planEASe desktop software, rebuilt for the web. They use the same calculations planEASe has used for commercial real estate analysis since 1982. Every result can be shared as a link or saved as a PDF.

Calculators

Interest Rate Comparisons

Convert and compare 14 ways of quoting an interest rate.

Enter a rate in any box and see its equivalent nominal and effective annual rates for annual, semi-annual, quarterly, monthly, weekly, daily and continuous compounding. Useful for comparing loan and deposit quotes, APR against APY, and Canadian mortgage rates.

Examples: Credit card at 24% APR, Canadian mortgage at 6.5%

Open Interest Rate Comparisons

Loan Planner

Explore payments across loan amounts and rates, then create an amortization schedule.

See payments for five loan amounts at seventeen interest rates in one table. Click any payment to re-center on it, then open the full amortization schedule with yearly interest and principal totals. Weekly, bi-weekly, monthly, quarterly, semi-annual or annual payments. Find balloon balances on commercial loans.

Examples: $2M commercial loan, $400K rental, 30 years

Open Loan Planner

Asset Depreciation Calculator

Calculate MACRS and other depreciation schedules.

Year-by-year schedules for 27.5-year residential rental and 39-year nonresidential property, qualified improvement property, cost segregation classes and custom methods, with bonus depreciation. Land value is subtracted automatically to find the depreciable basis.

Examples: Duplex rental, Cost segregation with bonus

Open Asset Depreciation Calculator

What every tool includes

A link for every result: All inputs are kept in the page address. Copy the link and anyone who opens it sees the same calculation.; Download a report with your assumptions, the results and a link back to the live calculation.
No account, nothing stored: No sign-up and no credit card. Calculations run in your browser and nothing is saved on our servers.

Use these tools with your AI assistant

Connect Claude or another AI assistant to these calculators and ask in plain English. The assistant runs the same calculation and gives you a link to check it. How to connect

Need the full investment analysis?

These tools each answer one question. planEASe puts depreciation, financing, taxes and sale proceeds together in a complete before-tax and after-tax cash flow analysis for commercial real estate.

See planEASe plans and pricing

These calculators are planning tools, not tax or financial advice.